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This Week's Letters

Date Posted: 2001-12-20

Lights On For Safety

On Tuesday, November 27, 2001, Japanese Police officials met with Mr. Charles Roberts, Marine Corps Base Safety Director, to discuss joint Japanese/American traffic safety initiatives. Mr. Roberts was particularly interested in discussing the use of Daytime Running Lights (DRLs) with Japanese officials. These safety devices, which have been statistically proven to reduce traffic accidents by 7 to 22%, are standard safety features on most new vehicles sold in the United States and are required by federal law on all vehicles in Canada. “DRLs turn your headlights on whenever the car is started,” Mr. Roberts explained, “even during the daytime.” As a result, your vehicle becomes more visible to other drivers and you become less likely to be involved in an accident.” In addition to Canada, DRLs are mandatory in many European countries. Although not required by law in the United States, DRLs are used by many corporations with large fleets of vehicles who want to reduce their vehicle accident rates. DRLs are not widely available in Okinawa but can be purchased as an after market accessory for about $25. “I’ve used DRLs on my cars for years – even when I’ve had to install them myself,” Mr. Roberts stated. “They’re a lot cheaper than the cost of accident or the increased insurance premiums that come with having an accident. They give you and your family a “safety edge” when your on the road.” Don’t have DRLs on your car but want the same protection? Just remember to turn on your headlights every time you start your car … and don’t forget to buckle your seatbelt.

Potential financial advisors:

Interview your potential financial advisor just as you would interview a prospective employee. This is a very important process as you are selecting a person who will help map your entire financial future. Determine whether the person has the qualifications you're looking for and that your personalities are compatible for a productive relationship. During the interview you will need to discuss many important areas. What company are they currently affiliated with? Why have they chosen these companies and how long have they been with them? What special education or qualifications does he or she have? How long has he or she been in the financial services business? Be blunt, ask about their special strengths and weaknesses and whether they are willing to refer you elsewhere for advice in areas which they are inexperienced or not qualified. Ask for references including clients and other financial advisors they work with. Follow up and contact the references. My best advise is not to purchase a product without first investigating the financial advisor and the company he or she represents. It doesn't hurt to "Shop Around".
Kelly F. Anderson

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